*{margin:0;padding:0;box-sizing:border-box}:root{--navy: #0A2240;--navy-light: #1a3a5c;--navy-dark: #051118;--gold: #FFC633;--gold-light: #ffd966;--gold-dark: #e6b32e;--white: #ffffff;--charcoal: #2C2C2C;--light-gray: #F7F9FC;--soft-teal: #4A90A4;--soft-teal-light: #6BA3B5;--soft-teal-dark: #3A7A8C;--warm-gray: #F5F7FA;--accent-blue: #E8F4F8;--gray-50: #f9fafb;--gray-100: #f3f4f6;--gray-200: #e5e7eb;--gray-300: #d1d5db;--gray-400: #9ca3af;--gray-500: #6b7280;--gray-600: #4b5563;--gray-700: #374151;--gray-800: #1f2937;--gray-900: #111827;--shadow-sm: 0 1px 2px 0 rgb(0 0 0 / .05);--shadow: 0 1px 3px 0 rgb(0 0 0 / .1), 0 1px 2px -1px rgb(0 0 0 / .1);--shadow-md: 0 4px 6px -1px rgb(0 0 0 / .1), 0 2px 4px -2px rgb(0 0 0 / .1);--shadow-lg: 0 10px 15px -3px rgb(0 0 0 / .1), 0 4px 6px -4px rgb(0 0 0 / .1);--shadow-xl: 0 20px 25px -5px rgb(0 0 0 / .1), 0 8px 10px -6px rgb(0 0 0 / .1)}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;line-height:1.7;color:var(--charcoal);background-color:var(--light-gray)}h1,h2,h3,h4,h5,h6{font-family:Poppins,Inter,-apple-system,BlinkMacSystemFont,sans-serif;font-weight:700;line-height:1.3;color:var(--navy);text-transform:uppercase;letter-spacing:.5px}h1{font-size:3.5rem}h2{font-size:2.5rem}h3{font-size:1.875rem}h4{font-size:1.5rem}h5{font-size:1.25rem}h6{font-size:1.125rem}.text-gold{color:var(--gold-dark)}p{line-height:1.7;color:var(--charcoal);font-weight:500}.hero-title{font-family:Poppins,sans-serif;font-weight:800;text-transform:uppercase;letter-spacing:1px}.hero-subtitle{font-family:Inter,sans-serif;font-weight:500;line-height:1.7}.section-title{font-family:Poppins,sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.8px}.section-subtitle{font-family:Inter,sans-serif;font-weight:500;line-height:1.7}.program-card h3,.benefit-card h3,.faq-question h3{font-family:Poppins,sans-serif;font-weight:700;text-transform:uppercase;letter-spacing:.5px}.container{max-width:1200px;margin:0 auto;padding:0 1.5rem}.navbar{background:var(--white);box-shadow:var(--shadow);position:fixed;top:0;width:100%;z-index:1000;transition:all .3s ease}.nav-container{display:flex;justify-content:space-between;align-items:center;padding:1rem 1.5rem;max-width:1200px;margin:0 auto}.nav-brand h2{color:var(--navy);font-size:1.75rem;font-weight:700}.nav-menu{display:flex;list-style:none;gap:2rem;align-items:center}.nav-link{text-decoration:none;color:var(--gray-700);font-weight:500;transition:color .3s ease;position:relative}.nav-link:hover,.nav-link.active{color:var(--navy)}.nav-link.active:after{content:"";position:absolute;bottom:-.5rem;left:0;width:100%;height:2px;background:var(--gold)}.nav-cta{background:var(--navy);color:var(--white)!important;padding:.75rem 1.5rem;border-radius:.5rem;transition:all .3s ease}.nav-cta:hover{background:var(--gold);color:var(--navy);transform:translateY(-1px)}.hamburger{display:none;flex-direction:column;cursor:pointer}.hamburger span{width:25px;height:3px;background:var(--navy);margin:3px 0;transition:.3s}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.75rem 1.5rem;border:none;border-radius:.5rem;font-weight:600;text-decoration:none;cursor:pointer;transition:all .3s ease;font-size:1rem;line-height:1.5}.btn-primary{background:var(--gold);color:var(--navy)}.btn-primary:hover{background:var(--navy);color:var(--white);transform:translateY(-2px);box-shadow:var(--shadow-lg)}.btn-secondary{background:transparent;color:var(--navy);border:2px solid var(--navy)}.btn-secondary:hover{background:var(--gold);color:var(--navy)}.btn-outline{background:transparent;color:var(--navy);border:1px solid var(--gray-300)}.btn-outline:hover{background:var(--light-gray);border-color:var(--navy)}.btn-large{padding:1rem 2rem;font-size:1.125rem}.btn-full{width:100%}.hero{padding:8rem 0 4rem;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-light) 50%,var(--navy-dark) 100%);color:var(--white);position:relative;overflow:hidden}.hero:before{content:"";position:absolute;top:0;left:0;right:0;bottom:0;background:url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1000 100" fill="%23FFC633" opacity="0.1"><path d="M0,0 C150,100 350,0 500,50 C650,100 850,0 1000,50 L1000,100 L0,100 Z"/></svg>') repeat-x;background-size:1000px 100px;animation:wave 20s linear infinite}@keyframes wave{0%{background-position-x:0}to{background-position-x:1000px}}.hero .container{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:center}.hero-title{font-size:3.5rem;margin-bottom:1.5rem;line-height:1.1;color:var(--white);position:relative;z-index:2}.hero-subtitle{font-size:1.25rem;color:var(--white);margin-bottom:2rem;line-height:1.6;position:relative;z-index:2}.hero-subheadline{font-size:1.125rem;color:var(--gold-light);margin-bottom:2rem;font-weight:500;position:relative;z-index:2}.hero-features{display:flex;gap:2rem;margin-bottom:2.5rem;position:relative;z-index:2}.feature-item{display:flex;align-items:center;gap:.5rem;font-weight:500;color:var(--white)}.feature-icon{font-size:1.5rem;color:var(--gold)}.hero-cta{display:flex;gap:1rem;position:relative;z-index:2}.hero-image img{width:100%;height:400px;object-fit:cover;border-radius:1rem;box-shadow:var(--shadow-xl);position:relative;z-index:2}.hero-image:before{content:"";position:absolute;top:0;left:0;right:0;bottom:0;background:#0a22404d;border-radius:1rem;z-index:1}section{padding:5rem 0}.section-header{text-align:center;margin-bottom:4rem}.section-title{margin-bottom:1rem}.section-subtitle{font-size:1.25rem;color:var(--charcoal);max-width:600px;margin:0 auto}.programs{background:linear-gradient(180deg,var(--light-gray) 0%,var(--white) 100%);position:relative}.programs:before{content:"";position:absolute;top:-50px;left:0;width:100%;height:100px;background:url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 120" fill="%23F7F9FC"><path d="M0,0 C300,120 900,120 1200,0 L1200,120 L0,120 Z"/></svg>');background-size:cover}.programs-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(350px,1fr));gap:2rem}.program-card{background:var(--white);padding:2rem;border-radius:1rem;box-shadow:var(--shadow);transition:all .3s ease;position:relative;overflow:hidden}.program-card:before{content:"";position:absolute;top:0;left:-100%;width:100%;height:100%;background:linear-gradient(90deg,transparent,rgba(255,198,51,.1),transparent);transition:left .6s ease}.program-card:hover:before{left:100%}.program-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-xl)}.program-card.featured{border:2px solid var(--gold);transform:scale(1.05)}.program-badge{position:absolute;top:-.5rem;left:50%;transform:translate(-50%);background:var(--gold);color:var(--navy);padding:.5rem 1rem;border-radius:1rem;font-weight:600;font-size:.875rem}.program-header{text-align:center;margin-bottom:1.5rem}.program-header h3{color:var(--navy);margin-bottom:.5rem}.program-amount{font-size:1.5rem;font-weight:700;color:var(--gold-dark)}.program-icon{font-size:3rem;margin-bottom:1rem;display:block;text-align:center}.program-features{list-style:none;margin-bottom:2rem}.program-features li{padding:.5rem 0;color:var(--charcoal);position:relative}.program-features li:before{content:"✓";color:var(--gold-dark);font-weight:700;margin-right:.5rem}.program-features li{padding-left:0}.why-choose-us{background:linear-gradient(135deg,var(--navy-dark) 0%,var(--navy) 50%,var(--navy-light) 100%);color:var(--white);position:relative}.why-choose-us:before{content:"";position:absolute;top:-50px;left:0;width:100%;height:100px;background:url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 120" fill="%230A2240"><path d="M0,120 C300,0 900,0 1200,120 L1200,0 L0,0 Z"/></svg>');background-size:cover}.why-choose-us .section-title,.why-choose-us .section-subtitle{color:var(--white)}.benefits-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:2rem}.benefit-card{display:flex;align-items:flex-start;gap:1.5rem;padding:2rem;background:var(--white);border-radius:1rem;box-shadow:var(--shadow);transition:all .3s ease}.benefit-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.benefit-icon{font-size:2.5rem;color:var(--gold-dark);transition:all .3s ease;flex-shrink:0;animation:pulse 2s infinite}@keyframes pulse{0%,to{transform:scale(1)}50%{transform:scale(1.1)}}.benefit-icon.phone{animation:wiggle 2s infinite}@keyframes wiggle{0%,to{transform:rotate(0)}25%{transform:rotate(-5deg)}75%{transform:rotate(5deg)}}.benefit-icon.document{animation:float 3s ease-in-out infinite}@keyframes float{0%,to{transform:translateY(0)}50%{transform:translateY(-10px)}}.benefit-card:hover .benefit-icon{transform:scale(1.1);color:var(--gold)}.benefit-content{flex:1}.benefit-card h3{margin-bottom:.75rem;color:var(--navy);font-size:1.25rem}.benefit-card p{color:var(--charcoal);line-height:1.6}.faq{background:linear-gradient(180deg,var(--white) 0%,var(--light-gray) 100%);position:relative}.faq:before{content:"";position:absolute;top:-50px;left:0;width:100%;height:100px;background:url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 120" fill="%23F7F9FC"><path d="M0,0 C300,120 900,120 1200,0 L1200,120 L0,120 Z"/></svg>');background-size:cover}.faq-container{max-width:800px;margin:0 auto}.faq-item{background:var(--white);border-radius:.5rem;margin-bottom:1rem;box-shadow:var(--shadow-sm);overflow:hidden}.faq-question{display:flex;justify-content:space-between;align-items:center;padding:1.5rem;cursor:pointer;transition:background-color .3s ease}.faq-question:hover{background:var(--light-gray)}.faq-question h3{font-size:1.125rem;font-weight:600}.faq-toggle{font-size:1.5rem;font-weight:300;color:var(--navy);transition:transform .3s ease}.faq-item.active .faq-toggle{transform:rotate(45deg)}.faq-answer{padding:0 1.5rem;max-height:0;overflow:hidden;transition:all .3s ease}.faq-item.active .faq-answer{padding:0 1.5rem 1.5rem;max-height:200px}.faq-answer p{color:var(--charcoal);line-height:1.6}.apply{background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 100%);color:var(--white);position:relative}.apply:before{content:"";position:absolute;top:-50px;left:0;width:100%;height:100px;background:url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 120" fill="%230A2240"><path d="M0,120 C300,0 900,0 1200,120 L1200,0 L0,0 Z"/></svg>');background-size:cover}.apply .section-title,.apply .section-subtitle{color:var(--white)}.apply-content{display:grid;grid-template-columns:1fr 1fr;gap:4rem;align-items:start}.apply-benefits{margin-top:2rem}.apply-benefit{display:flex;align-items:center;gap:1rem;margin-bottom:1rem;font-size:1.125rem}.benefit-check{color:var(--gold);font-weight:700;font-size:1.25rem}.contact-form{background:linear-gradient(135deg,var(--white) 0%,var(--accent-blue) 100%);padding:2rem;border-radius:1rem;box-shadow:var(--shadow-xl);border:1px solid var(--soft-teal-light)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1rem}.form-group{margin-bottom:1.5rem}.form-group label{display:block;margin-bottom:.5rem;font-weight:600;color:var(--charcoal)}.form-group input,.form-group select,.form-group textarea{width:100%;padding:.75rem;border:1px solid var(--gray-300);border-radius:.5rem;font-size:1rem;transition:border-color .3s ease}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--navy);box-shadow:0 0 0 3px #1a237e1a}.form-disclaimer{font-size:.875rem;color:var(--gray-500);text-align:center;margin-top:1rem;line-height:1.4}.footer{background:var(--gray-900);color:var(--white);padding:3rem 0 1rem}.footer-content{display:grid;grid-template-columns:1fr 2fr;gap:3rem;margin-bottom:2rem}.footer-brand h3{color:var(--white);margin-bottom:1rem}.footer-brand p{color:var(--gray-400);line-height:1.6}.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}.footer-column h4{color:var(--white);margin-bottom:1rem;font-size:1.125rem}.footer-column ul{list-style:none}.footer-column li{margin-bottom:.5rem}.footer-column a{color:var(--gray-400);text-decoration:none;transition:color .3s ease}.footer-column a:hover{color:var(--gold)}.footer-bottom{border-top:1px solid var(--gray-700);padding-top:1rem;text-align:center;color:var(--gray-400);font-size:.875rem}.sticky-apply{position:fixed;bottom:2rem;right:2rem;z-index:1000;opacity:0;transform:translateY(100px);transition:all .3s ease;animation:bounce 2s infinite}@keyframes bounce{0%,20%,50%,80%,to{transform:translateY(0)}40%{transform:translateY(-10px)}60%{transform:translateY(-5px)}}.sticky-apply.visible{opacity:1;transform:translateY(0)}.sticky-apply .btn{box-shadow:var(--shadow-xl);padding:1rem 1.5rem;font-weight:700;border-radius:2rem;animation:pulse-glow 3s infinite}@keyframes pulse-glow{0%,to{box-shadow:var(--shadow-xl)}50%{box-shadow:0 0 20px #ffc63380,var(--shadow-xl)}}.trust-bar{background:var(--white);padding:3rem 0;border-top:1px solid var(--gray-200);border-bottom:1px solid var(--gray-200)}.trust-content{text-align:center}.trust-title{font-size:1.5rem;font-weight:700;color:var(--navy);margin-bottom:1rem}.trust-stats{display:flex;justify-content:center;gap:3rem;flex-wrap:wrap;margin-bottom:1.5rem}.trust-stat{text-align:center}.trust-stat-number{font-size:2rem;font-weight:700;color:var(--gold-dark);display:block}.trust-stat-label{font-size:.875rem;color:var(--charcoal);font-weight:500}.trust-rating{color:var(--gold-dark);font-size:1.25rem;margin-top:1rem}.testimonial{background:linear-gradient(135deg,var(--gold) 0%,var(--gold-light) 100%);padding:4rem 0;color:var(--navy)}.testimonial-content{max-width:800px;margin:0 auto;text-align:center;position:relative;display:flex;flex-direction:column;gap:3rem}.testimonial-item{margin-bottom:2rem}.testimonial-stars{font-size:1.5rem;margin-bottom:1rem;color:var(--gold-dark)}.testimonial-quote{font-size:1.5rem;font-style:italic;margin-bottom:2rem;line-height:1.6;position:relative}.testimonial-quote:before,.testimonial-quote:after{content:'"';font-size:3rem;color:var(--navy-light);position:absolute;top:-1rem}.testimonial-quote:before{left:-2rem}.testimonial-quote:after{right:-2rem}.testimonial-author{font-weight:600;font-size:1.125rem}@media (max-width: 768px){.hamburger{display:flex}.nav-menu{position:fixed;left:-100%;top:70px;flex-direction:column;background-color:var(--white);width:100%;text-align:center;transition:.3s;box-shadow:var(--shadow-lg);padding:2rem 0}.nav-menu.active{left:0}.hero .container{grid-template-columns:1fr;gap:2rem;text-align:center}.hero-title{font-size:2.5rem}.hero-features{justify-content:center;flex-wrap:wrap}.hero-cta{flex-direction:column;align-items:center}.programs-grid{grid-template-columns:1fr}.program-card.featured{transform:none}.benefits-grid{grid-template-columns:1fr}.apply-content{grid-template-columns:1fr;gap:2rem}.form-row{grid-template-columns:1fr}.footer-content{grid-template-columns:1fr;gap:2rem}.footer-links{grid-template-columns:1fr;gap:1.5rem}.sticky-apply{bottom:1rem;right:1rem}h1{font-size:2.5rem}h2{font-size:2rem}h3{font-size:1.5rem}}@media (max-width: 480px){.container{padding:0 1rem}.hero{padding:6rem 0 3rem}.hero-title{font-size:2rem}.hero-subtitle{font-size:1.125rem}section{padding:3rem 0}.section-title{font-size:1.75rem}.section-subtitle{font-size:1.125rem}}html{scroll-behavior:smooth}@keyframes fadeInUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}.fade-in-up{animation:fadeInUp .6s ease-out}.btn:focus,input:focus,select:focus,textarea:focus{outline:2px solid var(--navy);outline-offset:2px}.form-message{margin-top:1rem;padding:1rem;border-radius:.5rem;opacity:0;transform:translateY(-10px);transition:all .3s ease;border:1px solid}.form-message.show{opacity:1;transform:translateY(0)}.form-message-success{background:linear-gradient(135deg,#d4edda,#c3e6cb);border-color:#28a745;color:#155724}.form-message-error{background:linear-gradient(135deg,#f8d7da,#f5c6cb);border-color:#dc3545;color:#721c24}.message-content{display:flex;align-items:flex-start;gap:.75rem}.message-icon{font-size:1.25rem;flex-shrink:0;margin-top:.125rem}.message-text{line-height:1.5;font-weight:500}